No, this is actual raw finance costs.
I thought for my own interest I'd keep a log of how much I spent on gaming this year. Paints, brushes, miniatures, rulebooks, random bits from DIY and toyshops - the whole lot. Oh, and I'll include p&p costs as well and do it month by month.
Gaming costs for January 2015
Yes, in January I spent absolutely nothing on gaming. Not a penny. But the downside is that I got no gaming done at all.
I wonder if I can keep my net spending on gaming under a hundred and fifty quid this year....
Are you more or less profligate than that?